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Home / Financing / Dealer vs. Private Seller: Which Option is Best for Your Next Used Car?

Dealer vs. Private Seller: Which Option is Best for Your Next Used Car?

Compare the benefits of buying from a dealership versus a private seller. Find out which option is right for you and why Hicks Family Subaru is the smarter choice for car buyers.

Buying a used car is a big decision. It’s not just about choosing the right car, whether you’re looking for a reliable family SUV, an adventurous all-wheel-drive vehicle like a Subaru Outback, or a fuel-efficient sedan for your daily commute. You also have to decide where to buy it. Should you go to a dealership or buy from a private seller? In this guide, we’ll explain the pros and cons of each option to help you make the best choice for your next Subaru or other used car

Private Seller vs. Car Dealer: Why It Matters

Buying a car is about more than just the car itself. It’s also about feeling confident in your purchase. Along with making sure the car is reliable, you need to think about other factors, like price, financing, and long-term value.

Some buyers are drawn to private sellers because of the potential for lower prices, while others prioritize the reliability and services dealerships offer. The best option for you depends on what’s most important in your car-buying process. 

Buying From a Private Seller

A private seller is someone selling their own car directly to a buyer. They’re usually just regular people looking to sell a car they no longer need. While buying from a private seller might save you money upfront, it can also come with risks.

Pros of Private Sales

  • Potentially lower cost: Private sellers don’t have to worry about overhead costs, so they may sell their car for less.
  • Direct negotiations: You deal directly with the owner, which could give you more flexibility when negotiating the price. 
  • Unique or rare finds: Private sellers may have older or more unique models you won’t find on the lot at a dealership. 

Cons of Private Sales

  • No warranty: Private sales are often “as-is,” so if something goes wrong with the car after you buy it, you’re responsible for fixing it.
  • Lack of transparent vehicle history: A private seller likely won’t have a detailed vehicle history report, so you won’t know if it’s been in any accidents or well-maintained. 
  • No financing: Most private sellers require a cash payment, which can be limiting if you need help financing your purchase. 
  • Safety concerns: Meeting a stranger to test-drive or buy a car can feel unsafe. 

Shopping at the Dealership

A dealership is a business that specializes in selling used and new vehicles to customers. Dealerships like Hicks Family Subaru offer extra services like financing, trade-ins, and warranties that private sellers can’t match. But is buying a car from a dealership worth it? The following pros and cons can help you decide. 

Pros of Dealerships

  • Certified Pre-Owned (CPO) vehicles: Dealerships like Hicks Family Subaru offer CPO vehicles that have been thoroughly inspected and come with warranties, so you know you’re getting a reliable vehicle. 
  • Financing options: Dealerships offer financing options, including trade-ins, to help shoppers like you afford the vehicle they want. They also often offer special deals and incentives
  • Transparent vehicle history: Dealers often provide vehicle history reports so you know just what you’re getting. 
  • Professional expertise: Dealership sales teams are trained and experienced in matching drivers to the right car. They can help you find the best car for your budget and lifestyle. 
  • Convenient experience: You can browse and test drive multiple vehicles in one secure location without worrying about meeting up with a stranger.   

Cons of Dealerships

  • Potentially higher price: A dealership might charge more for the same car than a private seller. However, the convenient experience and added peace of mind from warranties and inspections can be worth it. 
  • Sales pressure: Many car shoppers worry about dealerships using high-pressure tactics to sell. Hicks Family Subaru prides itself on providing a stress-free, friendly buying experience.
  • Inventory limitations: Dealerships have a wide selection of vehicles, but if you are looking for a very specific used make, model, and trim, it may not be on the lot. 

Is It Better to Buy From a Dealership or a Private Seller?

Buying from a dealership can offer more peace of mind, financing options, and long-term value, while private sellers might offer lower upfront costs but come with higher risks. Whether it’s better to buy from a dealership or a private seller depends on your priorities, preferences, and comfort level with the buying process.

A private seller may be the better option if you are an expert negotiator, care about price above all else, or are in the market for a unique vehicle. 

A dealership could be the right fit if you prioritize financing or leasing options, a convenient shopping experience, and the reassurance of a CPO. You also want to factor in the long-term support you may receive from the dealership and its service department after your purchase. 

Why Choose Hicks Family Subaru in Corpus Christi

Why go to the dealer — specifically Hicks Family Subaru? We strive to offer the best of both worlds: the confidence, convenience, and security of a dealership, combined with the friendly, personalized experience you’d expect from working with someone you trust. Our team will get to know you, your budget, and your driving style to help you find the perfect vehicle for off-roading adventures, family road trips, or daily commutes to the office.

Ready to make your car-buying experience stress-free and reliable? Visit Hicks Family Subaru today! With a wide selection of quality vehicles, expert guidance, and financing options to fit your needs, we’re here to help you find the perfect ride. Stop by our dealership in Corpus Christi or browse our inventory online to get started!

Hicks Family Subaru

3615 South Padre Island Drive
Corpus Christi, TX 78415

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